Health Insurance

All international students are required to have appropriate insurance. They have the right to access the Italian National Health Service (SSN), even though it is possible to choose among different options of health insurance.In Italy, the National Health Care System is provided by a public national health care service (SSN – Servizio Sanitario Nazionale). In case you are in an emergency situation you can dial 112 to call an ambulance or directly go to the Pronto Soccorso (Emergency room) of the closest hospital.

Registering with the SSN is warmly suggested, because it entitles you to the same treatment as Italian citizens. This includes: choice of a general practitioner, who can visit you free of charge, and who will refer you to specialists (dentists, orthopedics, etc.); admission to public or certified private hospitals free of charge; doctor on duty-continuous assistance service (guardia medica) free of charge; lower fees for tests (blood tests, radiological tests, etc.); medical fees exemption for chronic diseases.

EU STUDENTS
The European Health Insurance Card (EHIC) entitles EU students to benefit of medically necessary health treatments but for a complete health coverage without paying any subscription fee EU students should obtain the S1 form from the healthcare institution in their home country PRIOR to their arrival in Italy.

If you are living in Milan, you can register with the SSN free of charge visiting one of the ATS “ufficio scelta e revoca” (local health offices) in Milan.You can access "Scelta e Revoca" offices by taking an appointment online. To register, take the following documents with you:

· declaration of enrollment in a PhD program

· Italian univocal ID number ("codice fiscale")

· copy of the passport/ID card

· S1 form (issued by the health authority in the EU country where you are entitled to healthcare)

You should also communicate the name of the General Practitioner of your choice. To find the general practitioner closest to your home, check this link. The officer will also assist you in choosing a local general practitioner in your area from a list.

If you do not have both the European Health Insurance Card and the S1 form, you can purchase a private health insurance of your choice or you can voluntarily register with the SSN upon payment of a subscription fee following the same procedure as Non-EU students (see below).

NON-EU STUDENTS
Non-EU students must hold a health insurance (or a health insurance payment receipt) in order to apply for the Permit of Stay. The Permit of Stay will have the same validity in time of the health insurance and viceversa (the Permit of Stay has a maximum validity of 12 months). Before leaving your home country, you are strongly recommended to purchase a private health insurance policy with international validity certified by the Italian Diplomatic Representative abroad and translated into Italian or English.

In order to receive complete medical assistance (and benefit from the same services as Italian citizens) you need to apply for health coverage at SSN. The voluntary registration (registrazione volontaria) validity period always starts on 1/1 and expires on 31/12 of the current solar year, no matter when you enroll. The cost is €700.

For information on how to register with the National Health Care System please visit the YesMilano website.

Once you have carried out the payment, you can use the payment receipt to apply for the Permit of Stay. After applying for the Permit of Stay, and if you are living in Milan, you can register with the SSN visiting one of the ATS “ufficio scelta e revoca” (local health offices) in Milan. You can access "Scelta e Revoca" offices by taking an appointment online. To register, take the following documents with you:

· declaration of enrollment in a PhD program

· Permit of Stay application receipt

· Italian univocal ID number ("codice fiscale")

· copy of your passport

· receipt of the payment for the SSN subscription

The voluntary registration is valid for 3 months and can be extended by providing the same documentation (via e-mail) to the Scelta e Revoca office, until obtaining the Permit of Stay for study. Once in possession of the actual Permit of Stay, you may send to the Scelta e Revoca office a scan of the Permit of Stay and the documentation and have it registered: the deadline for your coverage, then, will be set to 31 December of the current year.

If there is a health assistance agreement between your country and Italy which entitles you to access the Italian National Health Service for free, get the agreement documentation from the Italian Embassy/Consulate and, once in Italy, submit it to the closest ATS office.

If you are not insured, you might consider to purchase a private health insurance. At the time being, the most convenient private health insurance for international students is provided by W.A.I (Welcome Association Italy). It costs 120 € for 12 months' assistance and 71 € for 6 months' assistance (from the day of purchase) for non-EU citizens. EU citizens younger than 40 years old have to pay 202 € for 12 months and 142 € for 6 months. It covers emergencies (that means that expenses are covered only if you are admitted to hospital by ambulance or through the emergency room), but it also provides a few extra services for 3 times a year each. For detailed information about the policy services, conditions and payment check carefully the website www.waitaly.net or call +39 06-36.11.676. Please note that for non-EU citizens the policy will be valid only after applying for the Permit of Stay.

ON-CAMPUS MEDICAL CENTER
Bocconi University has set up an on-campus medical center, a clinic on the mezzanine floor of the Piazza Sraffa 11 building. For information, please consult the website.

HEALTH SERVICE
You can find information about Emergency Rooms, Emergency Medical Service and Night Pharmacies on the website.