Opinions

Banking crises do not always start at the till. A new Bocconi study reveals that the best firms anticipate collapse by shifting deposits and loans to healthier banks. This dynamic further weakens fragile institutions and requires rapid and targeted interventions by regulators

Single portions, customized services, smaller homes: singlehood is rewriting the logic of retailing and consumer demand, from mass consumption to healthcare

From American to European high courts, a legal reasoning approach that looks to the past to guide choices on fundamental rights is once again gaining ground. But can it really justify exclusions and discriminations? A comparative analysis of the ambiguities on an increasingly controversial topic

With AI in credit scoring, the criteria are changing, but at the same time risks of discrimination are increasing. Regulation should not prize efficiency over fairness

Faced with uncertainty and the impossibility of predicting financial crises, pandemics or geopolitical shocks, it is essential to think ahead by recognizing our limits and investing in the capacity to adapt. More flexible economic models and the creation of default options, resilient institutions and preventive strategies are fundamental tools to manage the unknown

The increasing use of economic sanctions as a foreign policy tool can reduce the use of force. But history shows that, if ill-calibrated, they can trigger the very wars they are meant to prevent